Walk into any bank branch, and you will likely find a bank relationship manager (bank RM) trying to push you into something more lucrative, maybe a “market-linked” or “high-returns mutual fund plan”. Everything looks good on the paper, but the fine print often reveals something else entirely. In broader terms, this practice is known as […]
As fixed deposit (FD) interest rates decline, fixed-income investors are left wondering, “Where should I invest now?” For these investors, the primary goal is to ensure the safety of their investments. A clear alternative is debt mutual funds, especially now, given the Reserve Bank of India’s (RBI) decision to cut the repo rate by 100 […]
Investing based on the list of the top 5 mutual funds? STOP IT
Are you relying on DIY portals to file your own ITR at the last minute for FY 2024-25? While it may seem like a way to save money, you could be overlooking the actual costs involved. By filing your ITR online on your own, you increase the risk of making errors, which can often lead to higher taxes or penalties. So, why not consider seeking professional help to file your ITR?
When you sell a capital asset and make a profit, you may have to pay capital gains tax. If the asset was held for a longer period, the profit is classified as long-term capital gains (LTCG), which usually enjoys more favourable tax treatment than short-term gains. This blog explains everything you need to know about […]
Many a times we face
